management-co-operatives

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    The Maharashtra State Co-operative Bank

    The Maharashtra State Co-operative Bank The Maharashtra State Co-operative Bank (MSC Bank) was originally registered as the Bombay Urban Credit Society on 23.01.1906. The MSC Bank is playing the role of an Apex Bank of the co-operative movement in the Maharashtra State since 1954. It has...
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    TAARAANGAN- THE SHINING EXAMPLES

    TAARAANGAN- THE SHINING EXAMPLES This section deals with those co-operative societies whose exemplary work is no doubt, a shining example before others. These are the societies which have experimented, improvised and innovated- successfully. We salute these examples, which embody the spirit of...
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    GTB adds to the muddle created by co-op banks

    GTB adds to the muddle created by co-op banks The virtual collapse of the Global Trust Bank (GTB) has once again eroded depositor confidence in the banking system, already hit by several scams involving cooperative banks during 2002-04. While many of the cooperative banks are on the road to...
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    BANE OF CO-OPERATIVES IN INDIA

    BANE OF CO-OPERATIVES IN INDIA The major problem of cooperatives in India is the Government .plus there are some other problems they are explained as given below 1) Non-accountability: It is like if a child when given too many benefits it gets spoiled. The same is the case with...
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    Fishery Co-operatives

    Fishery Co-operatives Fishers did not get good prices on the fish they caught as fish is a perishable item. They were exploited by money lenders who loaned them money and agents who purchased the fish from them. Fishery Co-operatives provide the following benefits: 1. Provide marketing...
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    Industrial Co-operatives

    Industrial Co-operatives They are co-operatives formed by workers, controlled by workers and managed by workers. Importance of industrial co-operatives: 1. Provides self reliance and prevents exploitation of the members. 2. Provides employment to the members. 3. Grant advance to members...
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    Labour Co-operatives

    Labour Co-operatives Importance of labour co-operatives: 1. Labour co-operatives directly deal with the work awarding agencies so the labourers are saved from exploitation. 2. The labour co-operatives educate their members. 3. The middle men are eradicated therefore enabling...
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    Co-operative Marketing

    Co-operative Marketing Farmers come together to collectively carry out the operations in carrying the produce to the consumer. Farmers supply their excess produce to the co-operatives for a price and they in turn process it and sell it at the ‘mandi’ level. Importance of co-operative...
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    Co-operative farming

    Co-operative farming Co-operative farming means farmers coming together collectively for cultivation of land. All the farming activities are done collectively and the net income is divided among the farmers. Sometimes a small amount is set aside for difficult times. Banks grant credit to...
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    Consumer Co-operatives

    Consumer Co-operatives Consumer co-operatives are responsible for providing essential commodities to the consumer at reasonable prices. They help stabilize prices, protect the consumer against artificial scarcity; supply of sub standard goods and unfair trade practices resorted to by private...
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    The Educational Advantage of Co-operatives

    The Educational Advantage of Co-operatives Due emphasis has been placed on educational efforts by the co-operatives vis-à-vis their members to facilitate the accomplishment of ideals of the socio-economic nature already stated above. Education takes the form of teaching the basic values...
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    The Social Advantage of Co-operatives

    The Social Advantage of Co-operatives A co-operative is basically a socio-economic organization with a constructive attitude towards the community. Since, the relatively poor section of the community form the majority, the economic benefits of the co-operative movement meant for them are...
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    The Economic Advantage of Co-operatives

    The Economic Advantage of Co-operatives The economic benefits, which flow from the co-operative actions, are as follows: a. Service to the relatively weaker sections of society with due emphasis on the satisfaction of human needs through appropriate production activities and at lowest...
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    CO-OPERATIVES: A BOON IN INDIA

    CO-OPERATIVES: A BOON IN INDIA Co-operatives pursue multiple, i.e. economic and social, goals and their members participate in decision-making. In an ILO-study identified several characteristics of the cooperative structure: discretionary power of the members, open communication, management...
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    Important Characteristics of the Co-operative movement in India

    Important Characteristics of the Co-operative movement in India 1. Historically, Governments and policy makers have paid more attention to agricultural cooperatives and thus, the growth and development of the Indian cooperative movement is heavily tilted in favour of agricultural cooperatives...
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    The Co-operative Centenary in India

    The Co-operative Centenary in India This year marks the centenary of the co-operative movement in India. Co-operatives of all sizes have geared themselves up for the big occasion. A people’s movement totalling 100 years of success signifies the strength of Indian democracy. The seeds of...
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    Co-operatives- definition

    Co-operatives The Definition Cooperative is a widely spread organizational form in developing countries. These organizations are known for the strong commitment of, as well as the participation in decision-making of their members. Another characteristic of cooperatives is their dual goal...
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    Gujarat Cooperative Milk Marketing Federation

    Gujarat Cooperative Milk Marketing Federation Gujarat Cooperative Milk Marketing Federation (GCMMF) is India's largest food products marketing organisation. It is a state level apex body of milk cooperatives in Gujarat which aims to provide remunerative returns to the farmers and also serve...
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    Limits on discounting of UCBs Pay Orders

    Limits on discounting of UCBs Pay Orders UCBs should note that commercial banks may establish appropriate inter-bank monetary limits for discounting of pay orders issued by UCBs, taking into account the size of their deposits / net-worth etc. This is response to the Co-operative scam story...
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    Operations in Call

    Operations in Call / Notice Money Market To reduce excessive reliance by urban co-operative banks on call / notice money market, it has been decided that on a daily basis, the UCB’s borrowings in call / notice money market should not exceed 2 per cent of their aggregate deposits as at the end of...
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