RELIANCE TRAVEL CARE INSURANCE POLICY FOR STUDENTS

sunandaC

New member
RELIANCE TRAVEL CARE INSURANCE POLICY FOR STUDENTS

Just like academics, Insurance is all about preparation. As customer gets ready to travel abroad for higher education, Company would like to prepare customer to face any unforeseen circumstance, leaving customer’s worries behind.

When studying abroad, the last thing customer need to worry about is a financial crisis. To make it easier for customer to deal with such situations, company has designed a unique Plan, which covers customer against contingencies that might come customer’s way abroad.

Key Advantages

• Custom made Plans (Platinum, Gold, Silver) available for students to choose from depending
on his/her and the university’s requirements

• Comprehensive coverage through various unique benefits like Bail Bond, Study Interruption,
Sponsor Protection etc

• A special Basic Plan offering only non-medical benefits

• Coverage of Pre-existing Ailments - in case of life threatening situations


• Policy can be taken upto a period of 2 years

• Extensive coverage catering to the requirements of various universities abroad – all this and
more at a very affordable cost compared to taking health Insurance overseas

• Two way compassionate visit benefit to ensure that customer are by the side of customer’s loved ones in times of an emergency

• Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry

• 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider

Medical contingencies
Medical Expenses including transportation and evacuation.

Company take care of all customers’ emergency medical expenses incurred, whilst abroad, for any sudden disease, illness, injury or death, with cashless facility.

Company also reimburses emergency expenses towards medical evacuation to India. Company cover the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one’s untimely demise.
Dental Care Expenses

Company covers customer’s dental expenses for any acute anesthetic treatment of teeth due to an injury.

Personal accident

Company pay compensation if customer unfortunately sustains accidental bodily injury during the trip.
Accidental Death & Dismemberment-Common Carrier

Company also pays compensation for permanent disability and loss of life arising out of an accident while riding as a passenger in a common carrier.

Two Way Compassionate Visits

Company reimburses the return fare for an immediate family member to visit customer or customer to visit customer’s family member in case of hospitalisation for more than seven consecutive days.
Personal possession contingencies

Loss of passport

Company reimburses actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.

Total loss of checked baggage

Company compensate customer for the total loss of customer’s checked-in baggage caused by a carrier.
Unforeseen event contingencies

Personal liability
Company offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by customer.

Bail bond

Company arrange to pay the bail amount to the appropriate authority/court, on customer’s behalf if customer have been arrested or detained by Police or Judicial authorities for any bailable offence whilst abroad.

Study interruption
If customer’s education abroad has been interrupted on account of a medical condition, company reimburses the current semester fee already paid.

Sponsor protection

In case the sponsor, who is taking care of customer’s tuition fees is injured resulting in his demise, company reimburse the tuition fees.
Exclusions under the Policy

At RELIANCE GENERAL INSURANCE, company would like things to be as transparent as possible. To ensure that customer do not face any misunderstanding when customer make a claim, company would like customer to know some of the major exclusions under the Policy.

1. Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/AIDS etc will not be payable

2. No claim will be paid if the Insured Student.

• Is traveling against the advice of a Physician

• Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate

• Is traveling for the purpose of obtaining treatment

• Has received a terminal prognosis for a medical condition

3. Theft or loss of passport when left unattended or not informed to Police authorities

4. In case of loss of checked baggage, no partial loss or damage shall become payable

5. War or Nuclear perils
 

jiten005

Banned
RELIANCE TRAVEL CARE INSURANCE POLICY FOR STUDENTS

Just like academics, Insurance is all about preparation. As customer gets ready to travel abroad for higher education, Company would like to prepare customer to face any unforeseen circumstance, leaving customer’s worries behind.

When studying abroad, the last thing customer need to worry about is a financial crisis. To make it easier for customer to deal with such situations, company has designed a unique Plan, which covers customer against contingencies that might come customer’s way abroad.

Key Advantages

• Custom made Plans (Platinum, Gold, Silver) available for students to choose from depending
on his/her and the university’s requirements

• Comprehensive coverage through various unique benefits like Bail Bond, Study Interruption,
Sponsor Protection etc

• A special Basic Plan offering only non-medical benefits

• Coverage of Pre-existing Ailments - in case of life threatening situations


• Policy can be taken upto a period of 2 years

• Extensive coverage catering to the requirements of various universities abroad – all this and
more at a very affordable cost compared to taking health Insurance overseas

• Two way compassionate visit benefit to ensure that customer are by the side of customer’s loved ones in times of an emergency

• Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry

• 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider

Medical contingencies
Medical Expenses including transportation and evacuation.

Company take care of all customers’ emergency medical expenses incurred, whilst abroad, for any sudden disease, illness, injury or death, with cashless facility.

Company also reimburses emergency expenses towards medical evacuation to India. Company cover the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one’s untimely demise.
Dental Care Expenses

Company covers customer’s dental expenses for any acute anesthetic treatment of teeth due to an injury.

Personal accident

Company pay compensation if customer unfortunately sustains accidental bodily injury during the trip.
Accidental Death & Dismemberment-Common Carrier

Company also pays compensation for permanent disability and loss of life arising out of an accident while riding as a passenger in a common carrier.

Two Way Compassionate Visits

Company reimburses the return fare for an immediate family member to visit customer or customer to visit customer’s family member in case of hospitalisation for more than seven consecutive days.
Personal possession contingencies

Loss of passport

Company reimburses actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.

Total loss of checked baggage

Company compensate customer for the total loss of customer’s checked-in baggage caused by a carrier.
Unforeseen event contingencies

Personal liability
Company offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by customer.

Bail bond

Company arrange to pay the bail amount to the appropriate authority/court, on customer’s behalf if customer have been arrested or detained by Police or Judicial authorities for any bailable offence whilst abroad.

Study interruption
If customer’s education abroad has been interrupted on account of a medical condition, company reimburses the current semester fee already paid.

Sponsor protection

In case the sponsor, who is taking care of customer’s tuition fees is injured resulting in his demise, company reimburse the tuition fees.
Exclusions under the Policy

At RELIANCE GENERAL INSURANCE, company would like things to be as transparent as possible. To ensure that customer do not face any misunderstanding when customer make a claim, company would like customer to know some of the major exclusions under the Policy.

1. Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/AIDS etc will not be payable

2. No claim will be paid if the Insured Student.

• Is traveling against the advice of a Physician

• Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate

• Is traveling for the purpose of obtaining treatment

• Has received a terminal prognosis for a medical condition

3. Theft or loss of passport when left unattended or not informed to Police authorities

4. In case of loss of checked baggage, no partial loss or damage shall become payable

5. War or Nuclear perils

Hi, i really thanks to you for sharing the report on RELIANCE TRAVEL CARE INSURANCE POLICY and it will also help those who are planning for assignments. Well, i am also sharing a presentation which would help others, so download and check it.
 

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