abhishreshthaa
New member
COF, or Capital One Financial Corp. is a U.S. based bank holding company specializing in credit cards, home loans, auto loans, banking, and savings products. A member of the Fortune 500, the company helped pioneer the mass marketing of credit cards in the early 1990s, and it is now the fourth largest customer of the United States Postal Service and has the 8th largest deposit portfolio in the United States. It has its corporate offices in Tysons Corner, unincorporated Fairfax County, Virginia, near McLean.
Strengths
* Leading global financial brand
* Extensive retail distribution network
* High quality asset investments
* Capital strength
* Fortress Balance Sheet
Weaknesses
* Subprime exposure in the US
* Overdependent on one geography: US
* Increasing DSR and debt pay-back period
Opportunities
* Banking and brokerage global investments
* Asset management market
* Growth in the credit card market
* Growth in commercial banking industry
* Opportunistic acquisitions & further industry consolidation
Threats
* New banking regulations in the US and Europe
* Weak mortgage market in the US
* Increased regulation in interchange rates
Strengths
* Leading global financial brand
* Extensive retail distribution network
* High quality asset investments
* Capital strength
* Fortress Balance Sheet
Weaknesses
* Subprime exposure in the US
* Overdependent on one geography: US
* Increasing DSR and debt pay-back period
Opportunities
* Banking and brokerage global investments
* Asset management market
* Growth in the credit card market
* Growth in commercial banking industry
* Opportunistic acquisitions & further industry consolidation
Threats
* New banking regulations in the US and Europe
* Weak mortgage market in the US
* Increased regulation in interchange rates