Aflac Incorporated (pronounced /ˈæflæk/) is the largest provider of supplemental insurance in the United States,[1] founded in 1955 and based in Columbus, Georgia. In the United States, Aflac underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it insures "one of four Japanese households" and is "the largest life insurer in Japan in terms of individual insurance policies in force".[2] Aflac is also well known for its supplemental medical policies.
Aflac currently is the number one Supplemental Health provider in the U.S., followed closely by Allstate Workplace Division.
Aflac has a field force of over 70,000 agents in the U.S.
In 2009, Aflac acquired Continental American Insurance Company to expand its coverage beyond voluntary benefits alone.




Looking for a way to save? Let Aflac help make tax savings easy for you and give your employees the savings they deserve through Aflac’s Section 125 cafeteria plans. Aflac, one of the leading providers of cafeteria plans, helps companies administer premium-only plans and flexible spending accounts.


With Aflac’s cafeteria plans, you reduce your employees’ taxable incomes, thereby reducing your share of FICA and FUTA taxes. This means a significant savings for you and your employees.

The administration of flexible spending accounts doesn’t have to be complicated. Aflac can work with you to implement and assist with administration of the flexible spending account plan at little or no cost.


Employees sign up for the flexible spending account plan and estimate the amount of anticipated out-of-pocket medical expenses for the year.
Then, they have the corresponding amount deducted in equal installments from each paycheck.
As employees incur medical or dependent care services, they submit paperwork (or use their Aflac Now Card®, if eligible) and get reimbursed with their own tax-free dollars.

Not only do you enhance your benefits package by making Aflac insurance policies available to your employees on a pre-tax basis, but you actually save money too. Extend your offering and savings with unreimbursed medical and dependent day care FSAs.


Convenience and ease of use are essential to attaining high utilization rates with your flexible spending account plan. The Aflac Now Card is a fast and easy way for participating employees to access URM funds at the point of purchase. It looks and works like a credit card, eliminating the need for your employees to use out-or-pocket dollars to pay for eligible medical, dental, and prescription expenses. Your company benefits by reducing the administrative costs associated with managing a paper process and your employees benefit by accessing their URM funds directly. There is no need to wait for claims to be processed and funds to be reimbursed.

Employers today are looking for new ways to improve benefits with little cost to their business. With WingspanSM Commuter Spending Accounts, you can provide a tax free advantage to your employees that will save you money too!


Today’s employees want and expect fringe benefits.

A good commuter benefit program can:

Attract New Employees
Prevent Employee Turnover
Maintain High Employee Morale

With Wingspan SM Commuter Spending Accounts, you can help your employees save tax dollars on the transit and parking expenses they incur going to and from work.

Your employees simply set aside a pre-tax portion of their paycheck to pay for transit expenses. This means they lower their taxable income, increase their take-home pay, and potentially save your business money on payroll taxes.

Covered Transportation

Train
Bus
Subway
Ferry
Parking (near or at work)

Aflac’s WingspanSM HSA and HRA programs allow you to make HSA and HRA-qualified health insurance policies available to your employees while making administration of savings accounts and reimbursement arrangements easy.


Employer Incentive
While saving money by lowering employee taxable income, any contributions you make as an employer are not taxable, allowing for additional tax savings.

Employee Incentive
HSAs allow your employees to cover high medical expenses with pre-tax dollars. With accounts that roll over annually and are portable, your employees will enjoy greater control of their benefits.


Employer Incentive
HRAs are employer-funded and allow businesses to reimburse employees for qualified medical expenses. As an employer, you receive expense deductions for your payments, which could lead to substantial savings for your business.

Employee Incentive
Employees can use funds to help pay for qualified medical expenses that may not be covered by their health plan.


Take some of the hassle out of benefits administration with WingspanSM Online Services, a Web service that makes managing your account easy.

With WingspanSM Online Services for Accounts, you can:

Access your benefits information 24 hours a day, seven days a week.
View and update account and employee information.
Print frequently used forms.
Take advantage of Online Billing.
Review, print and save electronic copies of your Aflac invoice.

You’ll receive an e-mail notifying you when your invoice is ready–no more waiting for the mail carrier! Instead of hand writing individual changes on paper, you’ll simply indicate the changes online. If you choose to pay electronically, changes are processed faster, ensuring the accuracy of your next invoice. For large accounts that prefer an FTP option, we offer WingspanSM Automated Services.


Your employees can enjoy around-the-clock policy and claims information too. We know not everyone has time to call Aflac’s Customer Service Center, that’s why WingspanSM Online Services for Policyholders provides convenient, 24/7 access to personalized policy information and other valuable features, such as electronic policy downloads, online claims, and Aflac Always®.
 
Aflac Incorporated (pronounced /ˈæflæk/) is the largest provider of supplemental insurance in the United States,[1] founded in 1955 and based in Columbus, Georgia. In the United States, Aflac underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it insures "one of four Japanese households" and is "the largest life insurer in Japan in terms of individual insurance policies in force".[2] Aflac is also well known for its supplemental medical policies.
Aflac currently is the number one Supplemental Health provider in the U.S., followed closely by Allstate Workplace Division.
Aflac has a field force of over 70,000 agents in the U.S.
In 2009, Aflac acquired Continental American Insurance Company to expand its coverage beyond voluntary benefits alone.




Looking for a way to save? Let Aflac help make tax savings easy for you and give your employees the savings they deserve through Aflac’s Section 125 cafeteria plans. Aflac, one of the leading providers of cafeteria plans, helps companies administer premium-only plans and flexible spending accounts.


With Aflac’s cafeteria plans, you reduce your employees’ taxable incomes, thereby reducing your share of FICA and FUTA taxes. This means a significant savings for you and your employees.

The administration of flexible spending accounts doesn’t have to be complicated. Aflac can work with you to implement and assist with administration of the flexible spending account plan at little or no cost.


Employees sign up for the flexible spending account plan and estimate the amount of anticipated out-of-pocket medical expenses for the year.
Then, they have the corresponding amount deducted in equal installments from each paycheck.
As employees incur medical or dependent care services, they submit paperwork (or use their Aflac Now Card®, if eligible) and get reimbursed with their own tax-free dollars.

Not only do you enhance your benefits package by making Aflac insurance policies available to your employees on a pre-tax basis, but you actually save money too. Extend your offering and savings with unreimbursed medical and dependent day care FSAs.


Convenience and ease of use are essential to attaining high utilization rates with your flexible spending account plan. The Aflac Now Card is a fast and easy way for participating employees to access URM funds at the point of purchase. It looks and works like a credit card, eliminating the need for your employees to use out-or-pocket dollars to pay for eligible medical, dental, and prescription expenses. Your company benefits by reducing the administrative costs associated with managing a paper process and your employees benefit by accessing their URM funds directly. There is no need to wait for claims to be processed and funds to be reimbursed.

Employers today are looking for new ways to improve benefits with little cost to their business. With WingspanSM Commuter Spending Accounts, you can provide a tax free advantage to your employees that will save you money too!


Today’s employees want and expect fringe benefits.

A good commuter benefit program can:

Attract New Employees
Prevent Employee Turnover
Maintain High Employee Morale

With Wingspan SM Commuter Spending Accounts, you can help your employees save tax dollars on the transit and parking expenses they incur going to and from work.

Your employees simply set aside a pre-tax portion of their paycheck to pay for transit expenses. This means they lower their taxable income, increase their take-home pay, and potentially save your business money on payroll taxes.

Covered Transportation

Train
Bus
Subway
Ferry
Parking (near or at work)

Aflac’s WingspanSM HSA and HRA programs allow you to make HSA and HRA-qualified health insurance policies available to your employees while making administration of savings accounts and reimbursement arrangements easy.


Employer Incentive
While saving money by lowering employee taxable income, any contributions you make as an employer are not taxable, allowing for additional tax savings.

Employee Incentive
HSAs allow your employees to cover high medical expenses with pre-tax dollars. With accounts that roll over annually and are portable, your employees will enjoy greater control of their benefits.


Employer Incentive
HRAs are employer-funded and allow businesses to reimburse employees for qualified medical expenses. As an employer, you receive expense deductions for your payments, which could lead to substantial savings for your business.

Employee Incentive
Employees can use funds to help pay for qualified medical expenses that may not be covered by their health plan.


Take some of the hassle out of benefits administration with WingspanSM Online Services, a Web service that makes managing your account easy.

With WingspanSM Online Services for Accounts, you can:

Access your benefits information 24 hours a day, seven days a week.
View and update account and employee information.
Print frequently used forms.
Take advantage of Online Billing.
Review, print and save electronic copies of your Aflac invoice.

You’ll receive an e-mail notifying you when your invoice is ready–no more waiting for the mail carrier! Instead of hand writing individual changes on paper, you’ll simply indicate the changes online. If you choose to pay electronically, changes are processed faster, ensuring the accuracy of your next invoice. For large accounts that prefer an FTP option, we offer WingspanSM Automated Services.


Your employees can enjoy around-the-clock policy and claims information too. We know not everyone has time to call Aflac’s Customer Service Center, that’s why WingspanSM Online Services for Policyholders provides convenient, 24/7 access to personalized policy information and other valuable features, such as electronic policy downloads, online claims, and Aflac Always®.

Wow anjali, it is really great work to share Product Range of Aflac and i am sure it would help many other people. Well, i am also sharing some important information on Aflac.
 

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