neerajchauhan
Neeraj K Chauhan
I would prefer a nationalized bank. Banking is an industry where security of money plays an improtant role with accessibility. Nationalized banks like SBI, Canara Bank, PNB etc. have developed these well. Private has gone for beautifying the sites and pioneering of technics. Anyway same facilities would be given by nationalized banks sooner or later.
Moreover, if we take a housing loan from private bank, say, if you wish to take a copy of your original documents after a month or so, it would take about a week or a month in case of private bank. Whereas in nationalized bank, the documents would be available immediately then and there itself. This is because, the loan in a private bank is outsoursed and in nationalized bank, its by the branch itself by grant from head office.
In private banks, newer and newer rules are applied which are favourable for rich class people only, but nationalized banks focuses on average nationals.
:SugarwareZ-216:
Moreover, if we take a housing loan from private bank, say, if you wish to take a copy of your original documents after a month or so, it would take about a week or a month in case of private bank. Whereas in nationalized bank, the documents would be available immediately then and there itself. This is because, the loan in a private bank is outsoursed and in nationalized bank, its by the branch itself by grant from head office.
In private banks, newer and newer rules are applied which are favourable for rich class people only, but nationalized banks focuses on average nationals.
:SugarwareZ-216: