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DEBIT CARD

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Sunanda K. Chavan
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sunandaC
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Join Date: Jul 2010
DEBIT CARD - October 19th, 2010

FEATURES
It is a substitute for cash and cheque book.
 It can be used for cash with drawl at bank ATM’S.
 The card can also be used at POS merchant outlets for purchase/ availing services.
 Debit card have displayed VISA / VISA electron logo.
 The usage of debit card is governed by terms and conditions applicable to bank.


ABOUT CARD
 The card is valid for a period of five years, valid from the date of issue till the last day of the month of expiry.
 On receipt of the card:-
 Verify whether the name is imprinted correctly on the face of the card. If not, take up the matter with your branch of issue.
 Sign across signature panel at the back of your card, to prevent misuse of the card.
 Collect the PIN mailer from the branch and ensure that Pin No is not tampered. If any signs of tampering is found, immediately surrender the card and Pin in the branch of the issue.
 Protect your card :-
Don’t give assess to any one to have your card.
Don’t bend or scratch the card as damage will be caused to the magnetic stripe on the reverse of card which contains important information about the card.
 Before due date the card will be automatically renewed and send to your branch from whom you may collect and continue to use your card.
 The branch of issue has to be intimated at least two months in advance. If you don’t want to renew the card.



SAFE CUSTODY

 It preserved your valuable debit card carefully and don t it fall in to wrong hands.
 Despite the above, if you loose your debit card inform to your branch immediately by telephone / telegram /fax duely mentioning your Name, Card No and Validity so that the card can be hot listed.
 By promptly reporting the loss, your liability on account of someone picking up the lost/ stolen card and misusing it would be nil. The above will take effect only form the time/ date of receipt of your intimation by the bank.
 If you trace the lost card after reporting the card loss, don’t use it, since it willn’t honored by the MEs\ branches. You should return the card to the bank after cutting it into two pieces.

PRICING STRUCTURE

 Membership fee: free.
 Activation fee: free.
 annul fees: nil
 Holist\duplicate card on account of loss of card.
 Replacement card
 Transaction charges at bank ATMs: NIL.
 Transaction charges at other bank ATMs transaction.
 cash taxation-.
 Balance enquiry\ declined taxations At other bank ATMs 20
 Charges for request for copy of charge slip.
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