i have ( case study ) to compare Banks' risky. here is the question
if you have these data for 2 banks :
assets = Total Assets mil USD
loans = Loans mil USD
securities = Other Earning Assets mil USD
deposits = Deposits & Short term funding mil USD
othfunds = Other Funding mil USD
equity = Equity mil USD
obs = Off Balance Sheet Items mil USD
intincome Interest = Income mil USD
othopincome = Other Operating Income mil USD
revenue = Total Revenue mil USD
intexpense = Interest Expense mil USD
perexpense = Personnel Expenses mil USD
llp = Loan Loss Provisions mil USD
expense = Total Expenses mil USD
netincome = Published Net Income mil USD
eta = Equity / Total Assets (%)
nim = Net Interest Margin (%)
roa = Return on Average Assets (ROAA) (%)
ci = Cost to Income Ratio (%)
loanasset = Net Loans / Total Assets (%)
loandeposit = Net Loans / Customer & ST Funding (%)
llpintrev = Loan Loss Prov / Net Int Rev (%)
netintrevta = Net Int Rev / Avg Assets (%)
oopincta = Oth Op Inc / Avg Assets (%)
nintexpta = Non Int Exp / Avg Assets (%)
llpl = Loan Loss Provisions / Gross Loans (%)
liquid = Liquid Assets / Total Assets (%)
compare these 2 banks's data and find which is more risky.
i don't know if there are Risk Ratio can be used with these Data.
please could you help and just tell me what Risk Ratio should i use here
thank you. please ask me if you want me to make it clear.
if you have these data for 2 banks :
assets = Total Assets mil USD
loans = Loans mil USD
securities = Other Earning Assets mil USD
deposits = Deposits & Short term funding mil USD
othfunds = Other Funding mil USD
equity = Equity mil USD
obs = Off Balance Sheet Items mil USD
intincome Interest = Income mil USD
othopincome = Other Operating Income mil USD
revenue = Total Revenue mil USD
intexpense = Interest Expense mil USD
perexpense = Personnel Expenses mil USD
llp = Loan Loss Provisions mil USD
expense = Total Expenses mil USD
netincome = Published Net Income mil USD
eta = Equity / Total Assets (%)
nim = Net Interest Margin (%)
roa = Return on Average Assets (ROAA) (%)
ci = Cost to Income Ratio (%)
loanasset = Net Loans / Total Assets (%)
loandeposit = Net Loans / Customer & ST Funding (%)
llpintrev = Loan Loss Prov / Net Int Rev (%)
netintrevta = Net Int Rev / Avg Assets (%)
oopincta = Oth Op Inc / Avg Assets (%)
nintexpta = Non Int Exp / Avg Assets (%)
llpl = Loan Loss Provisions / Gross Loans (%)
liquid = Liquid Assets / Total Assets (%)
compare these 2 banks's data and find which is more risky.
i don't know if there are Risk Ratio can be used with these Data.
please could you help and just tell me what Risk Ratio should i use here
thank you. please ask me if you want me to make it clear.