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A Study report Credit Appraisal Process in SME Sector of State Bank of India

This is a research report on A Study report Credit Appraisal Process in SME Sector of State Bank of India uploaded by Bhaumik Rathod in category: All Documents »  How To »  Reports section of our research repository.
612 views, 0 comments, Last Update: Jun 26, 2013.
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Category: All Documents  »  How To » Reports

Tags: Credit Appraisal , State Bank of India
Description:
Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words, It is the evaluation of the ability of a company to honor it financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of a small business before making or renewing a commercial loan. The term refers to either case, whether the business is large or small.



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