of Mobiles & Banks II

by R.Ajay Kumar on Monday 18 April 2011, 10:26 PM | Category: Banking and Finance| View: 1354 views
 
 
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Roadblocks on the highway :

1.The FoG: All the services offered by the bank aren't seen by the customers on their phone. Even with innovative designs of websites in the 3G age ; and high end phones trickling down the prices….the navigation on phones is moderate and troublesome at best. Sliding your finger umpteen times is a bother.

Headlights: making of compact sites with optimum information and trying it on various models for compatibility is one way to seeing through the “FOG”.

2.The Dilly-Dallying : The customers are logging into their accounts many times but flinch before carrying out actual transactions through the device.

Make way: Owing to the server load ; then it becomes bother….some measures like flashing the safety standards of the site and putting advertisements can offset this problem.

3.Purality: Tons of companies are putting up their Handsets on the market. With this ; the developers are in a fix to morph their service to each and every device. The platforms and functionality differs on a large scale.

 

Weld the fork: with innovations like R-world and Airtel – live that enable the operability of java on archaic models some common ground has been reached.

4. The Watchman: Maintaining dynamicity of security is one of the key aspects of these services. Some trivial issues are :

>Encryption of the data in transmission.

>Monitoring the smart card ( it is a often abused section)

>Protecting the ID & password.

 

 

The Lathi: Some advancements are already in place like using One Time Passwords. This system changes the password allotted to the user everytime after the transaction.

 

Apart from that banks can inform customers routinely about the prevalent phishing scams and the methodology through forums and mails/sms.

 

5.On the move: Many people are on the move and require 24 * 7 services. It is mobile in true sense only if it is readily available all around the clock similar to the device.

The owl: Automatons like Mobile Tracking platform can take care of the security and sanctity of the transaction till wee hours.

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